how much is insurance on a 40000 car

In short, I have very little expenses, cook all my meals, don’t go out for dinners or drinks and just go on a couple holidays a year, but I love cars and I am planning to buy…a 65000$ one, in cash. Here's the thing, you probably can afford that kind of car, if it's what you Save up an emergency fund, get your 401k contributions set up, and start saving money. After 2 years or so, you'll have a much better idea of what your real cash flow is like after rent, utilities, food, and other necessities. At that time, you'll be able to make an educated decision on whether or not you want to spend $40k on a car. You'll know what it takes to save that amount of money, and you'll know what else you might want it for instead.

The point is, someone with a salary of $20k gross cannot afford a car while paying normal rent, even for a room in a shared house. It just doesn’t work, period. Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These include any available manufacturer's rebate, the trade-in value of your old vehicle (less any outstanding balance you owe), your cash down payment and the annual interest rate and the term (length) of the loan. With Autobytel’s new 'what would my car payments be' calculator, knowing your car payments is a snap For example, let's say the purchase price of the car you'd like is $19,500. (Don't forget to add your estimate of total local sales tax and registration fees to this number.
Let's say it's $1500. The value of your trade-in, which we'll say you owe nothing on, is $3000. In addition to the $3000 from your trade-in, you can afford to add a cash down payment Your credit is good, so you can get an annual interest rate of 4%. On a 48 month loan, your estimated monthly auto payments are $316.
If you went for a 60 month loan, your monthly The calculator's flexibility lets you try different scenarios. For example, if you got a 48 month loan at 0% from the auto manufacturer, you'd have to give up the $1500 rebate--and the calculator will show it's not worthwhile to do so. Even at zero percent financing, you’d pay $322.92 a month on a 48 month loan, a total of.

04 Envoy $1,056.89 for 12 mos inc. $1,000.00 deductible collision 250.00 comp. 2013 rates.